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April 22, 2010 Volume-3
Online Shopping Safety Tips


Know who you're dealing with
Any person can start an online shopping store, so be sure confirm the online seller's physical address and phone number in case you have questions or problems.
Do not reply to a mail or a pop up while you are browsing the internet, that asks for personal financial information. Do not reply or click on the link in the message. Legitimate companies don't ask for this information via email.
Know exactly what you're buying and its price
Be sure to check the seller's description of the product closely, especially the fine print. If the item is described as "refurbished," "vintage," or "close-out" it may indicate that the product is in less-than-new condition. Branded products with unbelievably low prices could be counterfeits.
It is best to speak live to a real person before buying, especially if you have any questions. If a web site doesn't provide a phone number or live chat facility, then you probably shouldn't do business there.
Use credit card instead of debit card
Debit transactions are riskier than credit ones because a criminal can immediately drain your bank account. The money is spent quickly, so the transgression is harder to fight.
A credit card theft is not as disastrous, as your credit card company can help you resolve the matter. Use the same credit card if you have more than one. If you still have reservations about giving out your credit card number online, then use third-party escrow services such as PayPal.
Keep a record of your transactions
Print and save records of your online transactions, including the product description and price, the online receipt, and copies of every email you send or receive from the seller.
Read your credit card statements as you receive them and be on the lookout for unauthorized charges.
Don't email your financial/personal information
Email is not a secure method of transmitting financial information like your credit card, checking account, or Social Security number.
Usually legitimate web sites won’t ask you to give out personal information such as your social security number (SSN) and/or birth date. By giving out both your birth date and SSN, you can give criminals enough data to apply for new credit cards in your name.
Check the privacy policy
It should let you know what personal information the website operators are collecting, why, and how they're going to use the information.
If you can't find a privacy policy or if you can't understand it, consider taking your business to another site that's more consumer-friendly.

P.S  : For any technical queries, you can access 24x7 Live Chat from www.spywaredetector.net website live chat link or writing to info@spywaredetector.net


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